Recovering Finances - You Can Reopen An Underpaid Home And Property Insurance Claim
Every year, hundreds of thousands of homeowners have to file a claim with their insurance company over damage to their home, caused by fire, wind, flood, hurricane, theft and water damage. The sad truth is that a large number of these hardworking homeowners will walk away with a small percentage of what they should have received from their insurance company.
The reason behind this boils down to one factor: The insurance companies use an Adjuster, hired by them, to assess the damages to the homeowners property. Since the Adjuster is hired and paid by the insurance company, they have no reason to propose an estimate with you in mind, and every reason to compose their estimate thinking about repeat business from the insurance company. Because of this, homeowners like you are underpaid by tens of thousands of dollars.
The good news is that this does not have to happen. There is a type of insurance adjuster that works strictly for the policyholder and they are called Public Adjusters. Public Adjusters works exclusively for the commercial and residential policy holder. They represent you, the insuring public, to maximize and expedite your insurance recoveries. A Public Adjusters recovery efforts yield an average of over 150% more than the insurance companies initially offer to pay for a claim. Crazy, isn’t it?
There is a big difference between a Public Adjuster and the Insurance Company Adjuster. As stated before, the Insurance Company Adjuster works for, and is paid by, the insurance company. This means, they work for the insurance company, not you. A Public Adjuster works for, and is paid by, you, the policy holder. Public Adjusters are usually compensated on a commission basis, with no money collected unless money is collected for the policy holder. Since payment is commission driven, it is in the best interest of the Public Adjuster to find every penny you are entitled to be compensated for.
A large number of Public Adjusters have held Adjusting jobs with insurance companies in the past before becoming a Public Adjuster and strictly working with the policyholder. This means that they know the ins and outs of how the insurance companies work, and because of this, they are able to get you the biggest return possible.
Whether it is a new claim, or if it’s an old claim that needs to be reopened, Public Adjusters are here to get you the money you rightfully deserve.
Adam Woodrow is a Homeowner and Webmaster for www.USALoss.com Public Adjusters dedicated to helping homeowners collect on underpaid insurance claims.
Tags: fire, insurance claim help, mold, water
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